The Future of African Finance

Trade Crypto Fast, Send Money, and Pay Bills Across Africa— All in One App.

Experience the premium way to manage your digital wealth. Secure, instant transactions with the lowest fees on the continent.

Download on the App StoreGet it on Google Play
500k+ users

500k+ users already joined

Kokopay app preview showing balance, transfer, and bill payment screens

Countries Supported

Trade cryptocurrency assets and receive local fiat currency across our growing network of African countries using local payment methods.

Nigeria flag
Nigeria
NGN · Naira
Kenya flag
Kenya
KES · Shilling
Ghana flag
Ghana
GHS · Cedi
Rwanda flag
Rwanda
RWF · Franc
Tanzania flag
Tanzania
TZS · Shilling
South Africa flag
South Africa
ZAR · Rand

Everything you need for global finance

Designed specifically for the modern African digital economy. Built with precision, operating with speed.

Buy & sell crypto

Buy & sell crypto

Trade Bitcoin, USDT, and 15+ coins at the best rates in Africa.

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Send to anyone

Send to anyone

Seamless P2P transfers across borders with zero delays.

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Pay every bill

Pay every bill

Instantly settle electricity, airtime, data, and cable bills from one app.

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Money moves the way Africa moves — fast, peer-to-peer, no middlemen.

We've removed the barriers to entry. Whether you're sending money home to Kumasi or paying a supplier in Nairobi, Kokopay ensures your funds arrive intact and on time.

Zero hidden fees

What you see is exactly what they get. Transparent pricing always.

Bank-grade security

Your assets are protected by enterprise-level encryption and cold storage.

24/7 Local Support

Real humans ready to help, in your timezone and language.

Person using Kokopay app

Get started in minutes

1

Download & Sign Up

Get the app from your store and create your secure profile in under 2 minutes.

2

Verify Identity

Complete our quick KYC process to unlock your full account limits safely.

3

Trade, Send, Pay

Fund your wallet and start transacting seamlessly across the continent.

Security is our foundation

We treat your digital assets with the same reverence as a traditional vault.

Person using Kokopay securely
End-to-End Encryption

End-to-End Encryption

All data and transactions are secured using AES-256 military-grade encryption.

24/7 Fraud Monitoring

24/7 Fraud Monitoring

AI-driven systems detect and prevent suspicious activity before it happens.

Multi-Factor Auth

Multi-Factor Auth

Optional extra layers of security via authenticator apps or SMS.

Frequently Asked Questions

Internal Kokopay transfers are instant. Crypto withdrawals to external wallets depend on network confirmation times but typically complete within minutes. Bank payouts to supported African banks usually clear the same day.

Trusted by thousands across the diaspora

"Sending money home used to be a chore with high fees. Kokopay makes it instant and almost free using crypto. Game changer."

Fatima Al-Rasheed
Fatima Al-RasheedLagos, Nigeria

"As a freelancer getting paid in crypto, Kokopay is exactly what I needed to seamlessly convert to cedis and pay my local bills."

Kofi Mensah
Kofi MensahKumasi, Ghana

"The user interface is so clean and premium. It feels secure, and the customer support actually responds fast."

CN
Chukwuemeka NwosuNairobi, Kenya

Ready to take control of
your money?

Join hundreds of thousands of Africans using Kokopay to trade, send, and spend globally.

Download on the App StoreGet it on Google Play
Kokopay app on phone